Pradhan Mantri Kisan Samman Nidhi News, shortly known as PM-KISAN, is a flagship program by the Government of India. This scheme is a support mechanism for farmers to improve their financial condition. The program is to provide direct income support to small and marginal farmers, which helps them in meeting their agricultural needs.
What is PM-KISAN?
PM-KISAN is a central government scheme which was initiated in 2019. Under the scheme, an amount of ₹6,000 annually is provided to the farmers. This amount is made available in three equal installments of ₹2,000 each and is directly transferred to the bank accounts of the eligible farmers.
Important Features of PM-KISAN
- Direct Benefit Transfer (DBT): The amount is transferred directly into the bank account of the respective farmers. It reduces possibilities of corruption and makes this process transparent.
- Financial Inclusion: The eligible farmer gets ₹6,000 annually as financial assistance. This aid helps them for sowing seeds, fertilizers, machinery, etc.
- Eligibility Criteria:
- Only those farmers who own small to marginal landholding are entitled.
- The landholding should not exceed 2 hectares in area.
- The scheme is available for all farmers, regardless of their caste, creed, or religion.
- No Middlemen: The scheme ensures that there are no intermediaries. This ensures the money reaches the farmers directly.
How to Apply for PM-KISAN?
Farmers can apply for PM-KISAN through the following steps:
- Visit the Official Website: Go to the official PM-KISAN website (https://pmkisan.gov.in).
- Registration Process:
- Click on “Farmers Corner.”
- Select the “New Farmer Registration” option.
- Fill up the registration form with all the necessary details such as Aadhar number, landholding details, and bank account information.
- Verification: The information submitted through the registration form is verified by the authority. If the verification goes through, then the farmer’s application gets approved.
- Get Instalments: After the registration, the farmer will receive ₹2,000 instalment every three months directly in his or her bank account.
PM-KISAN Eligibility Criteria
This scheme is designed for small and marginal farmers. These are the minimum eligibility criteria:
| Eligibility Condition | Details |
| Landholding | Up to 2 hectares |
| Farmer Type | Small and marginal farmers |
| Government Employee | Not Eligible (only farmers are eligible) |
| Income Level | There is no income cap, but the landholding is the main basis for selection |
Farmers holding more land or doing high-scale farming are not eligible for this scheme.
Benefits of PM-KISAN
- Financial aid to farmers: The program gives much-needed financial assistance, especially to small and marginal farmers, who suffer because of a lack of resources.
- Better Agricultural Practices: With the financial aid, the farmers can invest in better equipment, high-quality seeds, and fertilizers, which lead to better agricultural practices and higher yields.
- Social and Economic Upliftment: This initiative helps in the economic upliftment of farmers, reduces their dependency on moneylenders, and enhances their standard of living.
- Ensuring Food Security: This scheme ensures the continual production of food, which is always in the sustainable economic interests of the farmers and subsequently to national food security.
Challenges Sustained by Farmers Under PM-KISAN
The PM-KISAN scheme has several merits. However, on its negative side, few problems the farmers encounter commonly include:
- Inaccurate Land Records: Inaccurate land records lead to problems for several farmers who have to wait before getting approved.
- Bank Account Problems: In some instances, a farmer may lack a bank account or wrong information may appear in the account; thus, a transfer might fail to happen.
- Delayed Payments: Payment delay is a problem that may have caused some farmers delay as well.
- Eligibility Issues: A number of farmers are facing difficulties in registering owing to unclear eligibility conditions.
Solutions to These Problems:
The government has taken following steps to overcome these difficulties:
- Land Record Update : Farmers should regularly check and update land records to ensure smooth processing of their applications.
- Ensure Bank Account Details Are Correct: Farming individuals should ensure that the bank accounts are linked to the Aadhar cards and all the details are correct, so there is no chance of payment delay.
- Complaint Redressal Mechanism: The government has also formed a complaint redressal system. Farmers can file complaints regarding delayed payments or any other issues on the official PM-KISAN portal.
PM-KISAN Status Check
Farmers can also check their PM-KISAN registration status and payment installment status on the official website. Here is how one can do this:
- Click on the PM-KISAN official website.
- Click on “Beneficiary Status”.
- Click on the link with Aadhar number or mobile number
- View your status and update regarding payment.
Conclusion
Pradhan Mantri Kisan Samman Nidhi Yojana is one of the most revolutionary initiatives for empowering farmers in India. It helps them gain the financial aid they need to enhance their agricultural practice and improve their lives. However, to get maximum benefits out of it, the farmers should ensure that they meet all the eligibility criteria, keep proper records, and get updated about the changes that may occur in the scheme.
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