There are many schemes created to support people of all ages, background, and their needs. In the following sections, we are going to discuss some major government schemes in India, how they work, and for whom. Going through these schemes helps us appreciate the ways the government works to make our country a better one and provides support in our daily lives.
What are Government schemes?
Government schemes are the programs initiated by the government. Government schemes benefit people concerning finance, employment, education, health care, and much more. Government schemes are wide-ranging and many in number in India itself. These schemes are developed to cater to the needs of all people in a variety of domains. The programs are designed in such a manner that they make life easier for people and ensure that everyone is allowed to live life to the fullest, especially those in need of a little more help.
All Government schemes
1. Pradhan Mantri Jan Dhan Yojana (PMJDY)
The Pradhan Mantri Jan Dhan Yojana, also called PMJDY, is an Indian government scheme aiming to encourage every Indian to have a bank account. In India, several people are living in rural areas and do not have banks near their places. Therefore, saving money or financial assistance is inconvenient. Under the PMJDY scheme, bank account opening is free of charge. This scheme saves individuals money, insures them, and gives access to easy banking.
Benefits of PMJDY:
- Encourages savings
- Provides access to loans and insurance
- Offers financial stability and security
2. Pradhan Mantri Awas Yojana (PMAY)
Pradhan Mantri Awas Yojana scheme provides affordable housing to all Indians. No individual, including any low-income earner, can afford a house. The government supports these individuals by providing them with funds and financial aid that lets them buy or build houses. PMAY’s is mission to achieve the aim of “housing for all” by 2022, both in urban and rural areas.
Benefits of PMAY:
- Offers financial help for building or buying homes
- Encourages the construction of affordable houses
- Helps improve living conditions for many families
3. Swachh Bharat Abhiyan (Clean India Mission)
The Indian government schemes launched the mission Swachh Bharat Abhiyan to make India a cleaner and healthier place. This scheme encourages people to keep their surroundings clean and break the habit of littering. It also talks about toilets in areas where stinky, personal bathrooms are not accessible. This has made it possible for the task of spreading awareness about cleanliness and hygiene across the country by involving all age groups of people – from children to elders – in keeping their communities clean.
Benefits of Swachh Bharat Abhiyan:
- Promotes cleanliness and hygiene
- Provides toilets in rural and urban areas
- Reduces the spread of diseases caused by poor sanitation
4. Pradhan Mantri Ujjwala Yojana (PMUY)
The Pradhan Mantri Ujjwala Yojana assists families, especially the rural ones, to change from using firewood for cooking purposes and towards clean fuel, LPG. Firewood is a major source of health diseases, such as breathing diseases, and not too good for the environment either. PMUY offers a financial assistance package to low-income families so they can procure an LPG connection and thus enjoy safe cooking.
Benefits of PMUY:
- Improves health by reducing smoke from firewood
- Protects the environment by promoting cleaner fuel
- Reduces the time and effort needed to collect firewood
5. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA)
MGNREGA is a program that creates employment for the people living in villages. It guarantees 100 days of employment for each and every person willing to work every year. In this way, it helps the people in their economic living style while serving their families and helps with developments in rural areas along with public works projects such as road construction, pond creation, and well construction.
Benefits of MGNREGA:
- Provides guaranteed employment to rural families
- Helps reduce poverty by offering wages for work
- Improves infrastructure in rural areas
6. Mid-Day Meal Scheme
The Midday meal scheme is intended to provide mid-day meals to all school-going children with a focus on children from poor families. It makes certain that every child has, at least once during the school day, one good meal. It enhances the health condition of the children while promoting attendance in school as children do not have to take care of their hungry bellies.
Benefits of Mid-Day Meal Scheme:
- Provides nutrition to children from low-income families
- Encourages school attendance and education
- Helps improve children’s health and learning abilities
7. Pradhan Mantri Krishi Sinchai Yojana (PMKSY)
Pradhan Mantri Krishi Sinchai Yojana, which is to facilitate irrigation systems for Indian farmers, relies on water. Mostly, for most Indian farmers, water is the most significant issue. This scheme facilitates water supply to the farmlands of India with some of the most advanced irrigation systems. Along with the scheme, well-equipped irrigation systems are developed. As a result, farmers can cultivate their crops successfully. With their family on full stomachs, the farmers become satisfied.
Benefits of PMKSY:
- Improves water supply for farming
- Helps farmers increase crop production
- Supports the livelihood of rural farmers
8. Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PMJAY)
Ayushman Bharat or PMJAY is the health insurance to be given free of cost to the poor. The low-income families in India cannot afford medical bills; hence, they cannot get treated when they are sick. PMJAY helps the family in respect by removing hospital bills on treatment for several diseases and giving access to healthcare for all.
Benefits of PMJAY:
- Provides free healthcare services to low-income families
- Covers hospital treatments for various illnesses
- Reduces the financial burden of medical expenses
9. Beti Bachao Beti Padhao (Save the Girl Child, Educate the Girl Child)
The scheme of Beti Bachao, Beti Padhao is the protection and education of the girl child for improvement in the status of girls in India. It has spread awareness regarding the cause, encouraged families to educate their daughters, and worked towards curbing society’s discrimination against girls. It seeks to make all places in the country safer and more supportive for girls.
Benefits of Beti Bachao Beti Padhao:
- Promotes gender equality and girls’ education
- Helps reduce discrimination against girls
- Supports the protection and empowerment of girls
Conclusion
All the government schemes offered by the central government, like PMJDY, PMAY, Swachh Bharat Abhiyan, PMUY, MGNREGA, Mid-Day Meal Scheme, PMKSY, PMJAY, and Beti Bachao Beti Padhao, all are very essential schemes with which people’s lives are to be made better in the country. They are done so with the upliftment of quality life by uplifting various sectors, like health, education, employment, and clean living. Every scheme was made according to a particular section of the society’s needs, thereby giving everyone an opportunity to be benefitted and improve their quality of life.
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